— Commercial & Keyman Insurance

Policies built around your business risk, not a standard template.

From premises liability and business interruption to protecting the person the company depends on — RPS writes one policy set that addresses all of it, in a single conversation.

Close medium shot of two professionals seated at a desk reviewing a printed commercial insurance document, one hand holding a pen mid-annotation, the other steadying the page, natural window light from the left casting soft shadows across the paper, a coffee cup blurred in the foreground, calm and deliberate atmosphere
Close medium shot of two professionals seated at a desk reviewing a printed commercial insurance document, one hand holding a pen mid-annotation, the other steadying the page, natural window light from the left casting soft shadows across the paper, a coffee cup blurred in the foreground, calm and deliberate atmosphere
/ Commercial Property

Written around your premises, liability, and interruption risk.

No two commercial properties carry identical exposure. RPS maps your specific occupancy type, liability profile, and trading continuity requirements before a policy is placed — not after.

/ Keyman Cover

Protect the company when one person cannot work.

When the individual the business depends on is absent through illness or injury, keyman cover keeps trading intact and provides for that person's family without drawing down business reserves.

Three dimensions. One informed conversation.

Property & Liability
Business Interruption
Key Person

Buildings, contents, and third-party liability.

Trading continuity when the unexpected closes the door.

Company stability and family provision, together.

Revenue protection and increased-cost-of-working cover, sized to your actual trading figures — not a generic indemnity period that leaves a shortfall.

Cover matched to your premises type — office, retail, mixed-use, or industrial — including employers' liability and public liability where required.

A policy that addresses both the business's financial exposure and the key individual's personal obligations — structured so neither is left exposed.

One review covers the building and the people inside it.

Tell us about your premises, your operations, and your key personnel. We'll identify the gaps and place cover that fits — no referral to a separate commercial desk.